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Learn more about Mortgage Relief Resources

Virginia Housing offices will be closed on November 27 & 28 in observance of Thanksgiving.
To ensure your payment is applied to your account this month, it must be made by 3:00 p.m. on Saturday, November 29, 2025. You can pay online or through the phone system / IVR.

Affordable Home Loan Options for First-time Homebuyers

 

We can help make your homeownership dreams a reality with our Loan Combo — it’s an affordable Virginia Housing mortgage with additional benefits just for first-time homebuyers.

 

What is included in the Loan Combo?

You receive:

  • A down payment grant (that never has to be repaid).
  • Our free homebuyer course to help you understand the homebuying process.

Learn more: