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Virginia Housing will be updating servers, software, and equipment on the weekend of June 1-2.
All systems may be unavailable from 2:00 PM on Saturday until 1:00 PM on Sunday.

Learn more about Mortgage Relief Resources

New Homeowner Resources


View our guides, interactive resources, and videos to learn about being a new homeowner and the support Virginia Housing offers.

New Borrower Information

Making Payments

Mortgage Credit Certficates (MCC)

Loans locked after 4/28/2023 are not eligible for an MCC. A homeowner that received an MCC on or before 4/28/2023 has not lost their MCC and may continue to use this credit for the life of the mortgage, as long as the homeowner lives in the home.