You’ll make a mortgage payment every month. Use our portal for easy payments.
Watch this video to learn how to make an online payment.
Homeowner Resources
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How Do I Pay My Mortgage?
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New Homeowner’s Guide
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Manage and Maintain Your Home
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Struggling to Pay Your Mortgage?
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Understand Your Escrow Account
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Beware of Scams
Learn more about how to be a Virginia Housing homeowner including how to contact our customer service team, your payment options and the entire loan lifecycle.
Ongoing financial management and home maintenance are important for homeowners. Learn more about budgeting and smart financial decisions, as well as how to keep up with home maintenance.
We can help you understand what to do if a financial hardship hits and how our programs may help. Learn more about your options and download the Borrower's Assistance Package.
You will receive an Escrow Analysis Statement ever year. Learn more about your escrow account, the information provided in the analysis statement, and what to do in the event of an overage or shortage in your escrow account.
Beware of Foreclosure Rescue Scams. Help is free!
- There is NEVER a fee to get assistance through Loss Mitigation programs from your lender or a HUD-approved housing counselor.
- Beware of any person or organization that asks you to pay a fee in exchange for a modification of a delinquent loan. If any person or organization asks for payment in exchange for a modification or modification assistance, immediately contact your Mortgage Servicer.
- Beware of anyone who says they can “save” your home if you sign or transfer over the deed to your house. Do not sign over the deed to your property to any organization or individual unless you are working directly with your mortgage company to cure or forgive your debt.
Virginia Housing has helped others just like you:
Provided
7,695
Home loans*
Offered
15,500
People our free, first-time homebuyer course class*
*Statistics for fiscal year 2022
Provided
3,037
Grants*
including Closing Cost and Down Payment Assistance grants.
The most important thing I learned from the Virginia Housing class was learning what I was getting myself into, and learning the requirements of homeownership.”
- Shawneeqa, Homeowner