Making Housing More Affordable for Virginians
With our variety of loans for both first-time and repeat homebuyers, you can help Virginians find the loan that’s right for them.
Helping homebuyers prepare for homeownership
Ensuring homebuyers are prepared to be future homeowners is critical, which is why many of our loans require the completion of a free homebuyer’s course.
Compare home loan options
When paired with our specialty programs, Virginia Housing home loans are created to reduce out-of-pocket costs for qualified first-time homebuyers. Here’s an overview to help you discover available options.
Program | Benefits | Features | |
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Closing Cost Assistance (CCA) Grant |
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Down Payment Assistance Grant (DPA) |
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FHA ( Federal Housing Administration) |
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USDA (Rural Housing Service) |
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VA (Veterans Administration) |
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Virginia Housing Conventional |
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Virginia Housing Conventional No Mortgage Insurance (No MI) |
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Virginia Housing Plus Second Mortgage |
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* Assumes that the property remains a principal residence, the Virginia Housing loan is still outstanding, and there is an actual federal tax liability.
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Forms, Guidelines And Documents
Understand our lending process through these reference materials.
Contact Us
Homeownership Originations
Toll Free: 800-227-8432
Local: 804-783-6725
Homeownership@VirginiaHousing.com
Underwriting@VirginiaHousing.com