Loans and Specialty Programs
To help your conversations with potential homebuyers, repeat homebuyers and those looking to refinance, here's a list of our loans and specialty programs designed to make affordable housing attainable in Virginia.
Our Offerings
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First Mortgage Home Loans
Find the right fit for your clients. We offer conventional loans through Fannie Mae and Freddie Mac and government loans through FHA, VA and RHS.
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Virginia Housing Plus Second Mortgage
The Plus Second Mortgage pairs one of our eligible first mortgages with a second mortgage that covers the down payment. For certain credit-qualified borrowers, some closing costs may also be covered. This is a 30-year, fixed-rate loan with no prepayment penalty.
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Grants
Our Down Payment and Closing Cost Assistance grants can help your clients reduce their out-of-pocket costs when purchasing a home. These grants never have to be repaid.