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Virginia Housing will be updating servers, software, and equipment on the weekend of April 20-21.
All systems may be unavailable from 2:00 PM on Saturday until 1:00 PM on Sunday.

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Loans and Specialty Programs


To help your conversations with potential homebuyers, repeat homebuyers and those looking to refinance, here's a list of our loans and specialty programs designed to make affordable housing attainable in Virginia.

Our Offerings

  • First Mortgage Home Loans

    Find the right fit for your clients. We offer conventional loans through Fannie Mae and Freddie Mac and government loans through FHA, VA and RHS.

  • Virginia Housing Plus Second Mortgage

    The Plus Second Mortgage pairs one of our eligible first mortgages with a second mortgage that covers the down payment. For certain credit-qualified borrowers, some closing costs may also be covered. This is a 30-year, fixed-rate loan with no prepayment penalty.

  • Grants

    Our Down Payment and Closing Cost Assistance grants can help your clients reduce their out-of-pocket costs when purchasing a home. These grants never have to be repaid.




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