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Lender Forms and Documents

To give you the time and cost savings of digital processes, all the forms and documents you need for originating, underwriting and closing Virginia Housing single family mortgage loans are available in electronic format.

These documents are only intended for use in connection with a Virginia Housing loan. Any other use is prohibited, as is altering these documents in any way. Alteration is a violation of the terms of the Originating Agent Agreement and may result in loan repurchase.

Required for the following Virginia Housing loan programs:

All Programs

General

Programs Disclosure (Ex. E)
Pages 1-2 only for non-bond programs, see below for bond programs

Business Use of Home Certification

Underwriting Submission Checklist (non-delegated lenders only)

Loan Stacking Form (submission of closing package)

Plus Second Mortgage Loan Stacking Form (submission of closing package for Plus Second only)

Virginia Housing Document Transmittal

Notice of Servicing Transfer (Hello-Goodbye)

Affordable Housing Programs & Secondary Financing Certification (Ex. LL)

Compliance Agreement (Ex. CA)

Lock Forms

Lock Change Request Form

SPARC Lock Form

FirstHome Dream Lock Form

Bond Programs

Exhibits

Programs Disclosure and Borrower Affidavit (Ex. E)

Seller Affidavit (Ex. F)

Originating Lender’s Loan Submission Cover Letter (Ex. O)

Originating Lender’s Post Closing Cover Letter (Ex. P)

First Generation Homebuyer Affadavit

Recapture Documents

Federal Income Limits Table VA (Ex. Z)

Summary of Recapture Requirements (Ex. Z)

Tax-Exempt Financing Rider Templates

Conventional and RHS Tax-Exempt Financing Rider

FHA Tax-Exempt Financing Rider

VA Tax-Exempt Financing Rider

Refinance Programs

Income Certification for FHA and VA Streamline Refinance

Request for Plus Second Mortgage Subordination

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