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Lender Forms and Documents


To give you the time and cost savings of digital processes, all the forms and documents you need for originating, underwriting and closing Virginia Housing single family mortgage loans are available in electronic format.


These documents are only intended for use in connection with a Virginia Housing loan. Any other use is prohibited, as is altering these documents in any way. Alteration is a violation of the terms of the Originating Agent Agreement and may result in loan repurchase.

Required for the following Virginia Housing loan programs:

Conventional / FHA / VA / Rural Housing / Plus Second Mortgage
Mortgage Credit Certificate (MCC) Forms

Virginia Housing's MCC program is suspended as of May 1, 2023. Exhibits E, F, O and P below are all specific exhibits for the MCC.

The exhibits above are different and are to be used when required for loans without an MCC.

Virginia Housing FHA Streamline or Virginia Housing VA IRRRL

Recapture Documents

Lock Forms